Zakat

The zakat certificate: when you need it, and what delays it

The certificate is required for many dealings with government entities and banks. These are the most common reasons it is delayed, and how to get it on time.

What is the zakat certificate?

A document issued by the Zakat, Tax and Customs Authority after a business files its zakat return and pays — or arranges to pay — the zakat due. It is the official evidence that the business has met its zakat obligations for the year.

When do you need it?

  • When dealing with government entities, including tenders, contracts and the release of payments.
  • In some banking and financing transactions.
  • In other regulatory procedures that require proof of zakat compliance.

A delayed certificate can therefore mean delayed collections or a missed tender — not just an administrative step.

Types and validity

A certificate may be issued as restricted or unrestricted depending on the business’s position and any outstanding obligations or observations, and is typically valid until the statutory deadline for the following year’s return. Always check the type and the expiry date shown on your certificate.

Five common reasons for delay

  1. Filing in the final days, so the review coincides with the end-of-season rush.
  2. Unpaid amounts from prior years or unresolved assessments.
  3. Out-of-date records with ZATCA: ownership, activity or financial year.
  4. Other pending obligations, such as late VAT or withholding returns.
  5. Financial statements that are not final at filing and are later amended.

How to get it on time

  • Set an internal filing date weeks — not days — before the statutory deadline.
  • Review your ZATCA account before the season and settle any old balances or observations.
  • Update company and ownership data as soon as anything changes.
  • Put the certificate’s expiry date in your calendar and start renewal early.